The facts

  1. GAAP net income was US$240.989 million. Diluted earnings per share were US$0.18, compared with US$0.11 a year earlier. [1][2]

  2. Adjusted net revenue was US$1.371 billion and adjusted EBITDA was US$469.818 million, up 70%. These non-GAAP measures differ from the reported revenue and profit figures. [1][2]

  3. SoFi now forecasts approximately US$5.04 billion of adjusted net revenue and US$1.66 billion of adjusted EBITDA for 2026. [1][2]

  4. Its initial 2027 outlook is approximately US$6.4 billion of adjusted net revenue and US$2.24 billion of adjusted EBITDA. These are projections, not achieved results. [1][2]

  5. The company reported 17.1 million members, up 35% from a year earlier. [1]

Sources

References support the numbered facts above. Source checks: 29 Oct 2026, 13:55 UTC.

  1. SoFi reports third quarter 2026 with record net revenue of US$1.4 billion, net income of US$241 million and raises full-year guidance

    SoFi Technologies · Primary source · 27 Oct 2026

    Actual release body and quarterly GAAP/non-GAAP table read through the web reader; the separate native request returned 403.

  2. SoFi Technologies stock jumps 15% after strong Q3 results and raised outlook

    RTTNews · Reporting · 27 Oct 2026

    Independent financial reporting. The issuer’s precise GAAP net income is used rather than confusing it with income attributable to diluted common shares.

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